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19 March 2024

A submission to the Reserve Bank on proposed DTI limits

The Reserve Bank recently asked for feedback on a new set of lending restrictions - DTIs - it's looking to introduce later this year. Here's what the team at Squirrel had to say as part of our submission.

29 February 2024

Tax rules for trusts are changing: What do I need to know?

Starting 1st April 2024, the income tax rates for Trusts in New Zealand is changing from 33% to 39%. Here's what you need to know about the change.

09 February 2024

Market update: The waiting game continues, but more expecting rate falls in 2024

The Reserve Bank is giving nothing away ahead of its first Official Cash Rate announcement of the year, in late February, but the market is increasingly anticipating rate falls to start sometime this year.

31 January 2024

Buyers are keen β€” but is it rush hour yet?

With most people now back at work and the kids back at school, passage of time away from the election and pre-Xmas hassles will likely start encouraging more people to give thought to buying or selling a house. But can we see evidence yet that a new wave of buyers is coming through?

21 November 2023

Market update: After months of turbulence, a sense of stability returns (for now)

It feels pretty clear we're at the top of the current interest rate cycle. But with one more Official Cash Rate announcement to come for the year, what are the expectations for interest rates come 2024?

24 October 2023

National is back in the game β€” but are property investors?

With National back in government, we can anticipate the return of interest expense deductibility and no-fault tenancy terminations. But will this also bring a surge of property investors with them, and if so, what will this mean for first home buyers?

03 March 2023

Will investors follow first home buyers?

Investors largely remain concerned about interest rate levels and access to bank finance. So when will they return to the housing market, and what will be the catalyst?

28 February 2023

Why "passive" property investment just won't cut it in the new world order

"Buy anything and wait" has been all the strategy you needed to make money in property over the last few decades. But as the world enters an extended period of low growth, doing well as a property investor will require a more active approach.

27 February 2023

Past performance doesn't guarantee future returns (now, more than ever)

Until recently, falling interest rates meant that no matter what you were investing in you almost couldn't go wrong... Asset prices across the board just kept going up. But those lucrative days are behind us.

11 January 2023

2023: The Year of Recession (and what it means for property investors)

Cashflow is king. It's one of those old sayings that just always holds true - and it's one that property investors should be keeping top of mind heading into 2023.

11 November 2022

NZ property market remains in a slump as interest rates continue to rise

Do we have any evidence in hand of the impact on the residential real estate market yet of the recent round of fixed mortgage rate increases undertaken by banks? Yes, we do.

11 November 2021

Rising mortgage rates will eventually dominate FOMO

With investors backing off it is understandable that the pace of increase in house prices has slowed down. In the six months to September 2020, average house prices around New Zealand rose by just 4%, including a 3% fall over the April-May months.